STATE BAR-SPONSORED INSURANCE PROGRAMS
The State Bar of California sponsors several insurance programs specifically designed to serve the needs of State Bar members. These programs are monitored by standing committees of the State Bar comprised of volunteer attorney members who work with carriers and underwriters to provide competitive products at reasonable rates. These standing committees monitor carrier performance for each line of insurance.
Workers' Compensation Insurance Immediate 6 percent premium discounts and reduced minimum premiums program are available to qualified members and their law firms. Underwritten by the Hartford Insurance Company. Phone 877-446-7492
Life Insurance Program Exclusive plans available only to State Bar members and spouses. Benefits are available to a maximum of $3 million. Annual Renewable Term, Ten-Year and Twenty-Year Level Term and Universal Life Plans Available. Underwritten by AIG American General Life. Phone 800-343-0132.
Accidental Death & Dismemberment Insurance (AD&D) Exclusive plan available only to State Bar members. Benefits available to maximum of $500,000 in the event of accidental death, dismemberment or loss of sight, speech or hearing. Underwritten by ING/ReliaStar. Phone 800-343-0132.
Individual Disability Income Insurance The State Bar-Approved Disability Income Plan protects your earnings, and the Business Overhead Expense Plan provides payment of eligible business expenses if you become disabled by injury or illness. Underwritten by Union Central. Phone Northern California 800-548-2671 ext. 2664 or Southern California 800-653-8003
Long-Term Care Insurance This program provides a tax-qualified plan for members, their spouses and parents. Features such as home health care benefits, respite care and waiver of premium are available through two plans. Phone Northern California 800-548-2671 ext. 2664 or Southern California 800-653-8003
Professional Liability Insurance Features of this program include limits of liability up to $10 million and flexible deductibles for qualified firms. Premium discounts for part-time and newly admitted lawyers. Risk management and online legal research are provided at no charge. Underwritten by Arch Insurance Company. Phone 800-343-0132
Business Office Package This package was designed specifically for law firms and features a stretch endorsement, which includes a package of coverage required by most law firms. Underwritten by The Hartford Insurance Company.